
finance1 min read
HELOC and Home Equity Loan Rates Show 2-Basis-Point Spread
On August 3, 2026, interest rates for Home Equity Lines of Credit (HELOCs) and fixed home equity loans stood just two basis points apart.
A lump-sum loan secured by a homeowner's property

On August 3, 2026, interest rates for Home Equity Lines of Credit (HELOCs) and fixed home equity loans stood just two basis points apart.